A Private Capital Firm · Nationwide
We are the funding source to every need.
We are funding.
We are closing deals and changing lives.
Spica Regulus Capital links those who have the money with those who need the money — and pairs the perfect partners for successful outcomes. Investor matching, a master network of the nation's top lenders, investor real estate funding, wholesale properties with build-out services, business capital, payment processing, and your own digital fintech bank.
One firm. Every door to capital.
Whether you have capital and need the right acquisition, or you need capital and cannot get a bank to call you back — you work with the same desk. No handoffs. No waiting.
Investor Matching
Accredited investors, private investors, and buyers seeking acquisitions — linked together. We pair the perfect partners for successful outcomes.
Master Lender Network
A master list of the top lenders in the nation — private hard money lenders and real estate & commercial hard money lenders — ready to work your file.
Investor Real Estate Funding
Direct private lending for investors: Fix & Flip, Ground-Up Construction, Bridge, and DSCR rental loans. Business-purpose only. Nationwide.*
Wholesale + Build Services
Wholesale properties to invest in — with construction and rehab services included, so projects you invest in scale immediately and effectively, with less stress.
Business Loan Funding
When banks say no, we say yes. $10,000 to $2,000,000. Revolving lines of credit up to $150,000. Up to $10K same-day. CoreRate Preferred for select businesses.
Processing & Your Own Bank
Payment processing that eliminates up to 95% of fees — plus a partnership opportunity to operate your own digital fintech banking business.
* Real estate loan programs are offered in most states. Programs are not offered in: Alaska, Hawaii, Minnesota, Nevada, North Carolina, North Dakota, Oregon, South Dakota, Utah, and Vermont. Financed properties must be non-owner-occupied, business-purpose investments — owner-occupied homes, mixed-use, commercial properties, and mobile homes are not eligible.
Three steps. One phone call.
You Call. We Listen.
Tell us the scenario on the phone — the deal, the timeline, the number you need. No portals, no 30-page applications to start.
We Structure The Path
Your file goes to the right desk: direct lending, a lender from the master network, an investor match, or business capital — whichever actually closes it.
We Fund & Follow Through
Terms in writing, closing coordinated end-to-end, and a desk that answers the phone after the wire — for the next deal too.
Built for people who move on opportunity.
Every service on this site is live and one click away in the menu above — each tab explains the program, who it fits, how it works, and how to start today. If you would rather talk it through, the same desk that answers the email answers the phone.